Yes. You need travel insurance for a Schengen visa for tourism purposes. Insurance is a must-have document for your European trip. Hey, are you planning a Schengen trip? Time to look for a Schengen Tourist Visa Consultants from India.
Croyez is your travel partner anyway. We explain everything in simple words, including requirements, costs, and mistakes to avoid.
Which European Regions Can You Visit under a Schengen Tourist Visa?
A Schengen tourist visa lets you travel to the following European countries. The classification is like Western Europe, Southern Europe, Northern Europe, Central Europe, and Eastern Europe. Check the table below to understand the regions covered by the Schengen visa.
European Regions You Can Visit with a Schengen Tourist Visa:
Which Countries are Not Covered under the Schengen Visa?
A Schengen tourist visa does not allow entry into all European countries. Some popular destinations are outside the Schengen area. So, you need a separate visitor visa for the following countries:
Countries Not Covered Under the Schengen Tourist Visa:
Why Schengen Countries Make Travel Insurance Compulsory?
All the Schengen member countries require travel insurance for visitors for the following reasons:
- Protect visitors from high medical costs in Europe
- Avoid burden on public healthcare systems
- Ensure emergency medical care and return to India if needed
What is the Minimum Travel Insurance Amount for a Schengen Visa?
Your insurance policy must have a minimum coverage of €30,000 for medical expenses. Which is approximately 27 lakhs in Indian rupees. And the insurance must be valid in all Schengen countries. The policies include emergency hospital treatment, medical evacuation and road accidents. Because healthcare is too expensive for visitors in Europe. A casual hospital visit can cost you a lakh in INR. So, travel insurance is super important for Schengen travel.
Who Needs Travel Insurance for a Schengen Visa from India?
Literally everyone should have travel insurance for a Schengen tourist visa. First-time applicants face strict checks. Senior citizens must have higher medical coverage and clear emergency benefits. Even children must have individual travel insurance.
How to Choose the Right Travel Insurance for a Schengen Visa?
Here is your checklist for Schengen travel insurance. Ask your insurance partner all of these points:
- Minimum medical coverage of €30,000 (27 lakhs approx)
- Validity for the entire travel duration coverage across all Schengen countries
- Emergency evacuation and return to the home country
- Choose VFS or Schengen embassies-approved insurance agents
- Single trip or multiple trip possibilities.
How Much Does Schengen Travel Insurance Cost in India?
On average, it costs:
- ?800 to ?2,500 for short trips
- Higher for senior citizens
Factors Affecting Travel Insurance Premiums
Premium depends on:
- Age of traveller
- Trip duration
- Coverage amount
- Medical history
If you hire a Schengen tourist visa agent, they will tell you everything in detail. In case you are looking for Schengen Tourist visa consultants from India, remember the name Croyez Immigration.
These Schengen Travel Insurance Mistakes You Should Avoid:
These mistakes will be a potential reason for your tourist visa rejection during the Schengen visa process:
- Buying insurance with less than Less than €30,000 coverage
- Your insurance does not covering the entire travel duration
- Choosing a non-approved insurance provider
Difference Between Regular Travel Insurance and Schengen Insurance:
A Recap on Schengen Travel Insurance for Indian Travellers
Schengen travel insurance is mandatory for every Indian tourist. And the interesting part is that it is affordable. The cost usually ranges from ?700 to ?9,000. And the coverage should be around 27 lakhs in Indian rupees ( €30,000). You should buy an insurance that’s valid across all the Schengen countries. Choosing an embassy-approved insurance plan helps avoid delays or visa rejection.
You have read this far. So, you are looking for Schengen Tourist visa consultants from India. You are at the right place, and kindly reach out to Croyez immigration at 99962 99982. Our senior consultant will help you.
We have a high success rate and over 5500+ happy clients in the past 10 years. No hidden charges and a transparent approach in every step make us unique from the rest.
FAQs
Can I Apply for the Schengen Visa Without Travel Insurance from India?
No. Travel insurance is mandatory.
What Happens If My Travel Insurance Expires During My Trip?
You may face:
- Legal issues
- Medical expenses without coverage
- Problems during immigration checks
Is Travel Insurance Refundable If a Schengen Visa Is Rejected?
Yes, many insurers offer refunds after visa rejection, minus small fees.
Do Children Need Travel Insurance for a Schengen Visa?
Yes. Every traveller, including infants, needs insurance.
How much travel insurance is required for a Schengen visa?
Your insurance should be for 30,000 European dollars. It costs around 27 lakhs in Indian rupees.
